Description of Individual Course Units
Course Unit CodeCourse Unit TitleType of Course UnitYear of StudySemesterNumber of ECTS Credits
TSI302AGRICULTURAL INSURANCESElective364
Level of Course Unit
First Cycle
Objectives of the Course
Within the framework of the course, it is aimed to provide students with theoretical and practical information on insurance, risk and risk management tools in agriculture, agricultural insurance types applied in developing and developed countries, calculations in insurance, organization and methods of loss assessment, determination of premium, loss-premium relations, reassurance and governmental support systems. The basic objective of the course may be described as meeting the specialized engineer demands of the Ministry of Food, Agriculture and Livestock, TARSIM and the insurance companies involved in the Agricultural Insurance Pool on risk management and agricultural insurance; and enhancing the related employment opportunities for the graduates of the Faculty.
Name of Lecturer(s)
Prof. Dr. Gamze SANER ; Doç. Dr. Özlem Karahan Uysal
Learning Outcomes
1Students participating in the course will have theoretical and practical knowledge on the risks in agriculture and the agricultural insurance types used in the transfer of these risks.
2Based on many case studies elaborated in the class and the in class discussions, students who successfully complete the course will possess the knowledge and skills required to become an agricultural insurance expert.
3Students experience in writing and presentation of term papers will provide them with improved ability of group work, individual research, analysis, synthesis, presentation and enable them to take more responsibility.
Mode of Delivery
Face to Face
Prerequisites and co-requisities
None
Recommended Optional Programme Components
None
Course Contents
Definition of insurance; evolution of insurance; classification of insurance types; characteristics of agricultural activities with regard to agricultural insurance; risks and uncertainties in agriculture; risk management tools in agriculture; risk management in rural development; role of agricultural insurance in transfer of risk in agriculture; definition, scope and types of agricultural insurance; evolution of agricultural insurance; agricultural insurance in different countries; agricultural insurance legislation in Turkey and developments in the institutional structure; agricultural insurance types supported by the government; management of agricultural insurances; area based index insurances; insurance accounting: risk analysis, insurance rate, calculation of insurance premium, loss ratio, indemnities, insurance policies; loss theory, organization and methods of loss assessment; calculation of indemnity; case studies; financing of insurance and reassurance; cooperative insurance
Weekly Detailed Course Contents
WeekTheoreticalPracticeLaboratory
1Definition of Insurance Concept; Historical Evolution of Insurance; Cassification of Insurance Types; Evolution of the Insurance Sector in Turkey; Insurance Sector in Development PlansExamples and discussion
2Relation of Risk and Insurance; Importance of the Agricultural Sector in the National Economy; Characteristics of Agricultural Activities with Regard to Agricultural InsuranceExamples and discussion
3Risks and Uncertainties in Agriculture; Classification of Risks and their Insurability; Risk Management Tools in Agriculture; Risk Management in Rural DevelopmentExamples and discussion
4Role of Agricultural Insurance in Transfer of Risk in Agriculture; Definition, Scope and Classification of Agricultural InsurancesExamples and discussion
5Evolution and Organizational Structure of Agricultural InsuranceExamples and discussion
6Agricultural Insurance in the World (Agricultural Insurance Schemes in European Union, USA, Canada, Japan and other Asian Countries)Examples and discussion
7Agricultural Insurance Legislation in Turkey and Developments in the Institutional StructureExamples and discussion
8Midterm Exam
9Evaluation of Agricultural Insurance Practices Schemes in Turkey, Agricultural Insurance Types Supported by the Government (crop, hail, frost, livestock, poultry, fisheries, greenhouse, race horse, and ostrich insurances and insurances on agricultural assets)Examples and discussion
10Management of Agricultural Insurances; Area Based Index Insurances and Its Evaluation for Turkish AgricultureExamples and discussion
11Insurance Accounting: Risk Analysis, Insurance Rate, Calculation of Insurance Premium, Loss Ratio, Samples of Insurance Policies.Examples and discussion
12Loss Theory, Organization and Methods of Loss Assessment, Calculation of Indemnity; Requirements for becoming an Agricultural Insurance Expert; Case Studies of Loss Assessment for Crop and Livestock InsuranceExamples and discussion
13Financing of Insurance and Reassurance; Cooperative Insurance; Processing of Insurance Costs in Financial AccountsExamples and discussion
14Case Study presentations by studentsCase Study presentations by students
15Discussion on the problems of Government Supported Agricultural Insurance in Turkey (conversation with an invited speaker from TARSİM)Conversation and discussions
16Final Exam
Recommended or Required Reading
Main References : Çetin, Bahattin, Tarım Sigortaları, Nobel Yayın Dağıtım, Ankara, ocak,2007, 256 sayfa. Dinler, Tanfer, “Tarım Sigortalarına Giriş”, İ.Ü. Ders Notları, İstanbul, 2000 Tanrıvermiş, Harun, Tarım Sigortaları, Matsa Basımevi, 1994, Ankara. Additional References : Bielza Diaz-Caneja, Maria, Costanza Giulia Conte, Christoph Dittmann, Francisco Javier Gallego Pinilla, Josef Stroblmair, Agricultural Insurance Schemes, JRC Scientific and Technical Reports, EUR 23392 EN, ISSN 1018-5593, European Commission, 2008. Cafiero, Carlo, Cioffi A., Income Stabilization in Agriculture: The Role of Public Policies, proceedings of the 86th EAAE seminar "Agricultural Income Stabilization: What role should public policies play?" Anacapri , Italy , October 21–22, 2004. Naples: Edizioni Scientifiche Italiane, 2006. Deutsche Bank Research, Risk Management in Agriculture, Toward Market Solutions, September,17, 2010. Dinler, T., A. Yaltırık, B. Çetin, B. Özkan, B. Gülçubuk, E. Sürmeli, E. Ekmen, G. Saner, H. Vuruş Akçaöz, Ö. Karahan Uysal, S. Karaaslan, T. Kıymaz, “Tarımda Risk Yönetimi ve Tarım Sigortaları”, Türkiye Ziraat Mühenliği VI. Teknik Kongresi, 3-7 Ocak 2005, Ankara, Bildiriler Kitabı, Cilt II., s.1209-1232, 2005. Güneş Sigorta, Tarım Sigortaları, İzmir, 2008 Karahan Uysal, Ö., Türkiye Tarımında Sigorta Uygulamaları ve Geleceği, Türk Tarım, Tarım ve Köyişleri Bakanlığı Dergisi, Sayı: 166, Kasım-Aralık 2005. Karahan Uysal, Ö., Saner, G., “Türkiye Tarımında Risk Kaynakları ve Risk Yönetim Stratejileri: Bazı Örnek Olaylar”, Birleşmiş Milletler Ortak Programı Türkiye’nin İklim Değişikliğine Uyum Kapasitesinin Geliştirilmesi Projesi Taşkın ve Kuraklık ile İlişkili Ürün Sigortalama Eğitimi kapsamında yapılan sunum, 12-13 Eylül 2011, Gordion Otel, Ankara, 2011. Meuwissen, M.P.M.; Asseldonk, M.A.P.M. van; Huirne, R.B.M., Income stabilisation in European agriculture. Design and economic impact of risk management tools: Wageningen Academic Publishers, 2008, 223p. Roberts, R.A.J., 2005, Insurance of Crops in Developing Countries, FAO, Agricultural Services Bulletin159, Rome-Italy, 87p. Saner, Gamze, Tarımda Risk ve Belirsizlik” MPM Verimlilik Dergisi, Sayı 1994/1, Ankara, s. 197-214. The World Bank, 2010, Assessment of Innovative Approaches for Flood Risk Management and Financing in Agriculture, Agriculture and Rural Development Discussion paper: 46. USDA-RMA-FCIC, 2012, Crop Insurance Handbook, (http://www.rma.usda.gov/handbooks/18000/2012/18010.pdf) www.tarsim.org.tr www.tsrsb.org.tr/ www.tsv.org.tr
Planned Learning Activities and Teaching Methods
Assessment Methods and Criteria
Term (or Year) Learning ActivitiesQuantityWeight
SUM0
End Of Term (or Year) Learning ActivitiesQuantityWeight
SUM0
SUM0
Language of Instruction
Turkish
Work Placement(s)
None
Workload Calculation
ActivitiesNumberTime (hours)Total Work Load (hours)
Midterm Examination111
Final Examination111
Attending Lectures14228
Practice14228
Team/Group Work188
Report Preparation144
Report Presentation111
Self Study144
Individual Study for Mid term Examination11212
Individual Study for Final Examination11212
Reading188
Laboratory Midterm Examination111
TOTAL WORKLOAD (hours)108
Contribution of Learning Outcomes to Programme Outcomes
PO
1
PO
2
PO
3
PO
4
PO
5
PO
6
LO1      
LO2      
LO3      
* Contribution Level : 1 Very low 2 Low 3 Medium 4 High 5 Very High
 
Ege University, Bornova - İzmir / TURKEY • Phone: +90 232 311 10 10 • e-mail: intrec@mail.ege.edu.tr